{"id":4111,"date":"2025-04-08T12:53:00","date_gmt":"2025-04-08T07:23:00","guid":{"rendered":"https:\/\/remit.moneyhop.co\/?p=4111"},"modified":"2026-02-24T16:27:07","modified_gmt":"2026-02-24T10:57:07","slug":"sending-money-abroad-with-hdfc","status":"publish","type":"post","link":"https:\/\/new-dev.moneyhop.co\/blog\/sending-money-abroad-with-hdfc\/","title":{"rendered":"Smart Ways of Sending Money Abroad With HDFC (2026 Guide)"},"content":{"rendered":"\n<p><strong>Thinking of sending money abroad with HDFC?<\/strong> You\u2019re not alone. Whether you\u2019re an international student, a parent paying for tuition, a business owner handling cross-border deals, or someone simply sending love overseas, HDFC Bank offers a wide array of foreign remittance services to make your transfer smooth, safe, and relatively affordable.<\/p>\n\n\n\n<p>In this ultimate guide, we break down all the ways you can <strong><a href=\"https:\/\/www.moneyhop.co\/blog\/hdfc-charges-for-international-transactions\/\" target=\"_blank\" rel=\"noreferrer noopener\">send money abroad with HDFC<\/a><\/strong>, including charges, exchange rates, timelines, and how it stacks up against smarter digital alternatives like HOP Remit by moneyHOP.<\/p>\n\n\n\n<h2 class=\"wp-block-gutenverse-heading guten-element guten-jZGHPc\"><span class=\"ez-toc-section\" id=\"Sending_Money_Abroad_with_HDFC_at_a_Glance\"><\/span>Sending Money Abroad with HDFC at a Glance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>HDFC Bank enables international remittances through wire transfers under the Liberalized Remittance Scheme within the USD 250,000 annual limit. Transfers require KYC, PAN, Form A2, and purpose documentation. Charges typically include transfer fees, forex markup, intermediary bank fees, and GST, which can increase overall costs. Processing usually takes 1 to 3 working days. Comparing exchange rates, understanding fee components, and ensuring accurate purpose codes help optimize cost and compliance when sending money abroad via HDFC. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_People_Prefer_Sending_Money_Abroad_With_HDFC\"><\/span>Why People Prefer Sending Money Abroad With HDFC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>With a massive customer base and presence in over 22 foreign currencies, <strong>HDFC Bank<\/strong> offers a range of remittance services. You can initiate transfers via online banking (RemitNow), by visiting a branch, or through demand drafts and cheque deposits.<\/p>\n\n\n\n<p>And yet, while <strong>sending money abroad with HDFC<\/strong> is easy and secure, there are a few caveats &#8211; especially related to <strong>forex conversion charges<\/strong>, hidden markups, and timelines.<\/p>\n\n\n\n<p>Let\u2019s decode each method step by step.<\/p>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-cf2d2546 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading has-text-align-center has-x-large-font-size\"><span class=\"ez-toc-section\" id=\"Save_big_on_your_every_international_money_transfer\"><\/span>Save big on your every international money transfer!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div style=\"height:1.25rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\">Send money at the lowest exchange rates &amp; ZERO convenience fees with moneyHOP.<\/p>\n\n\n\n<div style=\"height:1.25rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-7f3d521b wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.417), 18px);\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.moneyhop.co\/international-money-transfer?utm_source=blogpost&amp;utm_medium=inlinecta1&amp;utm_campaign=organicreferral&amp;utm_content=Transfer%20now\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Transfer Now<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-horizontal is-content-justification-center is-layout-flex wp-container-core-group-is-layout-4f21af39 wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--30)\">\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.hop.moneyhop\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"764\" height=\"227\" src=\"https:\/\/hop-api.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/get_google_play_app.png\" alt=\"\" class=\"wp-image-5154\" style=\"width:auto;height:65px\" srcset=\"https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/get_google_play_app.png 764w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/get_google_play_app-300x89.png 300w\" sizes=\"auto, (max-width: 764px) 100vw, 764px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/apps.apple.com\/in\/app\/hop-remit-send-money-abroad\/id1526102800\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"764\" height=\"227\" src=\"https:\/\/hop-api.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/download_app_store_appv2.png\" alt=\"\" class=\"wp-image-5153\" style=\"width:auto;height:65px\" srcset=\"https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/download_app_store_appv2.png 764w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/download_app_store_appv2-300x89.png 300w\" sizes=\"auto, (max-width: 764px) 100vw, 764px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Outward_Remittances_4_Ways_of_Sending_Money_Abroad_With_HDFC\"><\/span>Outward Remittances: 4 Ways of Sending Money Abroad With HDFC<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_RemitNow_by_HDFC\"><\/span>1. RemitNow by HDFC<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>RemitNow<\/strong> is HDFC\u2019s online foreign outward remittance platform. It lets you send funds abroad through NetBanking or Mobile Banking, without visiting a branch.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use\"><\/span>How to Use:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to <strong>HDFC NetBanking<\/strong> or <b>the<\/b> <strong>app<\/strong>.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Register for <strong>third-party transfer<\/strong> (only once).<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Add your <strong>foreign beneficiary<\/strong> with bank details.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose <strong>\u201cForeign Outward Remittance.\u201d<\/strong><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enter <strong>amount<\/strong>, select <strong>currency &amp; purpose<\/strong>.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accept <strong>terms<\/strong> and hit <strong>submit<\/strong>.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make <strong>payment from your HDFC<\/strong> account.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Charges_for_RemitNow_Transfers\"><\/span>Charges for RemitNow Transfers:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Amount<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Commission<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>GST<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Up to USD 500<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9500<\/td><td class=\"has-text-align-center\" data-align=\"center\">18%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Above USD 500<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b91,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">18%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Before <strong>sending money abroad with HDFC<\/strong>, always check the <strong>INR to USD conversion charges<\/strong>, as the effective rate includes a hidden markup (typically 2\u20133.5%).<\/p>\n\n\n\n<p><em><strong>Tip:<\/strong><\/em> Check the <strong>HDFC remittance rate<\/strong> and <strong>INR to USD transfer rate<\/strong> via NetBanking. These are not always transparent or updated in real-time.<\/p>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/currency-converter\/inr-to-usd?amount=1\" target=\"_blank\" rel=\"noreferrer noopener\">Get live exchange rates here<\/a><\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Branch_Transfers_Walk-in_Method\"><\/span>2. Branch Transfers (Walk-in Method)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If online banking isn\u2019t your thing, you can walk into any HDFC branch to send money abroad. This method gives you personal assistance with document verification and process walkthroughs.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Youll_Need\"><\/span>What You\u2019ll Need:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Beneficiary details<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Purpose code (like education, gift, etc.)<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAN card &amp; passport copy<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SWIFT code of beneficiary bank<\/li>\n<\/ul>\n\n\n\n<p>Compare <strong>HDFC foreign remittance charges<\/strong> at the branch vs. online \u2014 they can vary slightly based on forex markup and service fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Foreign_Currency_Demand_Draft\"><\/span>3. Foreign Currency Demand Draft<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>HDFC issues <strong>foreign currency demand drafts<\/strong> in 9 currencies. These are great for fixed university fees or invoices where exchange rate stability matters.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_its_helpful\"><\/span>Why it\u2019s helpful:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower remittance charges<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No forex rate fluctuation after draft issuance<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ideal for students paying tuition abroad<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Charges\"><\/span>Charges:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to USD 500: \u20b9200<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to USD 10,000: \u20b9300<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Above that: \u20b9500<\/li>\n<\/ul>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/blog\/icici-international-money-transfers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Compare HDFC vs ICICI for sending money abroad<\/a><\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Foreign_Currency_Cheque_Collection\"><\/span>4. Foreign Currency Cheque Collection<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If someone abroad sends you a cheque in USD, EUR, or any supported currency, you can deposit it in your HDFC account. The bank collects and credits the INR amount.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accepted in 14+ currencies<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Time taken: 7\u201321 days<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Charges: \u20b9250 + 0.25% of cheque value<\/li>\n<\/ul>\n\n\n\n<p><strong>Note:<\/strong> There can be delays if the cheque is drawn in one currency but payable through a different country.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Things_to_keep_in_mind_before_remitting_to_a_foreign_country_from_HDFC\"><\/span>Things to keep in mind before remitting to a foreign country from HDFC:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You need to be an HDFC Bank account holder to use <strong>RemitNow<\/strong>.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The minimum transfer amount is <strong>\u20b910,000<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Inward_Remittances_Receiving_Money_from_Abroad\"><\/span>Inward Remittances: Receiving Money from Abroad<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Besides <strong>sending money abroad with HDFC<\/strong>, you can also <strong>receive foreign funds<\/strong> into your Indian account via:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_RemitNow2India\"><\/span>1. RemitNow2India<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is a fast online option to <strong>receive international money in your HDFC account<\/strong>. Friends and family abroad can transfer funds digitally via trusted partners.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits\"><\/span>Benefits:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Real-time FX rate<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower conversion loss<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Auto credit to your INR account<\/li>\n<\/ul>\n\n\n\n<p>Search volume for <strong>\u201cHDFC inward remittance rate today\u201d<\/strong> is rising, so keep an eye on the exchange rate before confirming.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_SWIFT_Transfers_via_Correspondent_Banks\"><\/span>2. SWIFT Transfers via Correspondent Banks<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>HDFC supports SWIFT remittances from over <strong>600 foreign banks<\/strong>. It takes <strong>24\u201372 hours<\/strong> depending on the currency and country.<\/p>\n\n\n\n<p>Users often Google <strong>\u201cHDFC SWIFT transfer tracking\u201d<\/strong> \u2013 make sure you collect the SWIFT reference number for status checks.<\/p>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/blog\/international-money-transfer-indusind-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">How does IndusInd Bank stack up for foreign remittance?<\/a><\/em><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_IndiaLink_QuickRemit_for_African_Institutions\"><\/span>3. IndiaLink &amp; QuickRemit (for African Institutions)<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>These services allow institutions in Africa to send money to Indian HDFC accounts using drafts or wire transfers with reduced fees and faster turnaround. This isn&#8217;t for individuals but helps reduce processing costs and time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HDFC_International_Money_Transfer_Charges_%E2%80%93_Complete_Overview\"><\/span>HDFC International Money Transfer Charges \u2013 Complete Overview<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Transaction Type<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Charge<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">NetBanking Transfer (\u2264 USD 500)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9500 + 18% GST<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">NetBanking Transfer (&gt; USD 500)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b91,000 + 18% GST<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Demand Draft Issuance<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9200\u2013\u20b9500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Foreign Currency Cheque Collection<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9250 + 0.25%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Forex Markup Fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">~3.5%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Inward Remittance Credit<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b90 (but hidden FX loss may apply)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Not all charges are visible upfront. Here\u2019s a quick visual breakdown of hidden costs to look for when sending money abroad with HDFC:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1920\" src=\"https:\/\/hop-api.moneyhop.co\/blog\/wp-content\/uploads\/2024\/02\/AdHidden-Costs-to-Watch-for-When-Sending-Money-Abroad-With-HDFCd-a-subheading.png\" alt=\"Infographic explaining hidden fees and charges to consider when sending money abroad with HDFC, including forex markup, SWIFT costs, and exchange rate loss.\" class=\"wp-image-7309\" style=\"width:auto;height:650px\" srcset=\"https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/02\/AdHidden-Costs-to-Watch-for-When-Sending-Money-Abroad-With-HDFCd-a-subheading.png 1080w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/02\/AdHidden-Costs-to-Watch-for-When-Sending-Money-Abroad-With-HDFCd-a-subheading-169x300.png 169w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/02\/AdHidden-Costs-to-Watch-for-When-Sending-Money-Abroad-With-HDFCd-a-subheading-576x1024.png 576w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/02\/AdHidden-Costs-to-Watch-for-When-Sending-Money-Abroad-With-HDFCd-a-subheading-768x1365.png 768w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/02\/AdHidden-Costs-to-Watch-for-When-Sending-Money-Abroad-With-HDFCd-a-subheading-864x1536.png 864w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HOP_Remit_vs_HDFC_A_Smarter_Alternative\"><\/span>HOP Remit vs HDFC: A Smarter Alternative?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>While HDFC is reliable, it&#8217;s not always transparent or cheap. That\u2019s where <strong><a href=\"https:\/\/www.moneyhop.co\/international-money-transfer\" target=\"_blank\" rel=\"noreferrer noopener\">HOP Remit by moneyHOP<\/a><\/strong> shines with its <strong>100% digital platform<\/strong> \u2013 <strong>no paperwork<\/strong>, <strong>no hidden fees<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_HOPRemit_by_moneyHOP_is_better\"><\/span>Why HOPRemit by moneyHOP is better:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank-level security<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Send to 60+ countries<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Competitive exchange rates with near-zero markup<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Entirely app &amp; web-based<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Freeze live FX rates for 24 hours<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>24\/7 customer support<\/li>\n<\/ul>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/blog\/avoiding-hidden-fees-how-hop-remit-can-help-you-save-big\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why is HOP Remit by moneyHOP a low-cost, digital-first alternative to HDFC?<\/a><\/em><\/strong><\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-004c7d93 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-47c06fe3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_pay_more_for_international_money_transfers_when_moneyHOP_is_here\"><\/span>Why pay more for international money transfers when moneyHOP is here?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul style=\"line-height:1.75\" class=\"wp-block-list is-style-checkmark-list\">\n<li>NO hidden fees&nbsp;<\/li>\n\n\n\n<li>ZERO convenience fees&nbsp;<\/li>\n\n\n\n<li>Real-time updates&nbsp;<\/li>\n\n\n\n<li>Lowest exchange rates<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-custom-font-size wp-element-button\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.hop.moneyhop\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.417), 18px);\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Download App<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-custom-font-size wp-element-button\" href=\"https:\/\/remit.moneyhop.co\/\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.417), 18px);\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Contact Us<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Table_Comparing_Convenience_Fees_With_Banks\"><\/span>Table Comparing Convenience Fees With Banks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>You Send Amount<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>HOP Remit&#8217;s Convenience Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Bank&#8217;s Convenience Fees<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1000<\/td><td class=\"has-text-align-center\" data-align=\"center\">0<\/td><td class=\"has-text-align-center\" data-align=\"center\">750<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">10000<\/td><td class=\"has-text-align-center\" data-align=\"center\">0<\/td><td class=\"has-text-align-center\" data-align=\"center\">750<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">100000<\/td><td class=\"has-text-align-center\" data-align=\"center\">250<\/td><td class=\"has-text-align-center\" data-align=\"center\">1000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">300000<\/td><td class=\"has-text-align-center\" data-align=\"center\">350<\/td><td class=\"has-text-align-center\" data-align=\"center\">1250<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">500000<\/td><td class=\"has-text-align-center\" data-align=\"center\">750<\/td><td class=\"has-text-align-center\" data-align=\"center\">1500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">800000<\/td><td class=\"has-text-align-center\" data-align=\"center\">1000<\/td><td class=\"has-text-align-center\" data-align=\"center\">1500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1200000<\/td><td class=\"has-text-align-center\" data-align=\"center\">1250<\/td><td class=\"has-text-align-center\" data-align=\"center\">1500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_All_Do_We_Serve\"><\/span>Who All Do We Serve?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Customer<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Description<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Overseas university students<\/td><td class=\"has-text-align-center\" data-align=\"center\">Send your <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-1-color\"><a href=\"https:\/\/www.moneyhop.co\/blog\/how-to-pay-university-fees-in-the-usa-from-india\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/new-dev.moneyhop.co\/blog\/how-to-pay-university-fees-in-the-usa-from-india\/\" rel=\"noreferrer noopener\">university fees<\/a><\/mark> and <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-1-color\"><a href=\"https:\/\/www.moneyhop.co\/blog\/how-to-send-living-expenses-to-usa-from-india\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/new-dev.moneyhop.co\/blog\/how-to-send-living-expenses-to-usa-from-india\/\" rel=\"noreferrer noopener\">living expenses<\/a><\/mark> with no hassle<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">International Travelers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Pay for your accommodation and itinerary in advance<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Overseas family\/guardians<\/td><td class=\"has-text-align-center\" data-align=\"center\">Send <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-1-color\"><a href=\"https:\/\/www.moneyhop.co\/blog\/sending-gift-money-to-the-usa-from-india\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/new-dev.moneyhop.co\/blog\/sending-gift-money-to-the-usa-from-india\/\" rel=\"noreferrer noopener\">gifts<\/a><\/mark>\/maintenance money to your family in another country<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Medical tourists<\/td><td class=\"has-text-align-center\" data-align=\"center\">Pay for your treatments in another country in advance<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Business travelers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Facilitate business travels like a pro with fully planned and paid advanced bookings<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Choosing_the_Best_Option_for_You\"><\/span>Choosing the Best Option for You:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The ideal choice for an <a href=\"https:\/\/moneyhop.co\/international-money-transfer\" target=\"_blank\" rel=\"noreferrer noopener\">international money transfer<\/a> service will vary depending on your requirements and preferences. Consider the following factors:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transfer amount:<\/strong> The size of your transfer can influence fees and exchange rates.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Currency:<\/strong> The exchange rate for your chosen currency can vary dramatically.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transfer speed:<\/strong> If you need your funds to arrive quickly, prioritize services with faster processing times.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fees:<\/strong> To determine the choice, you should assess the upfront fees and the difference in exchange rates.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ease of use:<\/strong> Go for a service that offers a platform that is simple to use and navigate.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_Sending_Money_Abroad_With_HDFC\"><\/span>Final Thoughts on Sending Money Abroad With HDFC<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Sending money abroad with HDFC<\/strong> offers a familiar and secure process, especially if you&#8217;re already an account holder. Their global network and multiple transfer modes cover nearly all use cases.<\/p>\n\n\n\n<p><strong>BUT<\/strong>, if you want <strong>better transparency, lower fees, and real-time FX rates<\/strong>, platforms like <strong><a href=\"https:\/\/www.moneyhop.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">HOP Remit by moneyHOP<\/a><\/strong> are leading the way with digital-first solutions.<\/p>\n\n\n\n<p>So, whether you choose HDFC for its brand trust or HOP Remit for its fintech agility, make sure you&#8217;re comparing rates, fees, and convenience before hitting \u201cSend.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Thinking of sending money abroad with HDFC? You\u2019re not alone. Whether you\u2019re an international student, a parent paying for tuition, a business owner handling cross-border deals, or someone simply sending love overseas, HDFC Bank offers a wide array of foreign remittance services to make your transfer smooth, safe, and relatively affordable. In this ultimate guide, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[194,195,190,192,191,193,189],"class_list":["post-4111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-best-way-to-send-money-abroad-from-india","tag-hdfc-forex-markup-fees","tag-hdfc-international-transfer-charges","tag-hdfc-outward-remittance-charges","tag-hdfc-remitnow","tag-hop-remit-vs-hdfc","tag-sending-money-abroad-with-hdfc"],"_links":{"self":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts\/4111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/comments?post=4111"}],"version-history":[{"count":7,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts\/4111\/revisions"}],"predecessor-version":[{"id":8245,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts\/4111\/revisions\/8245"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/media\/4123"}],"wp:attachment":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/media?parent=4111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/categories?post=4111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/tags?post=4111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}