{"id":2694,"date":"2025-04-01T12:59:00","date_gmt":"2025-04-01T07:29:00","guid":{"rendered":"https:\/\/remit.moneyhop.co\/?p=2694"},"modified":"2026-03-31T13:41:03","modified_gmt":"2026-03-31T08:11:03","slug":"tcs-on-international-money-transfers","status":"publish","type":"post","link":"https:\/\/new-dev.moneyhop.co\/blog\/tcs-on-international-money-transfers\/","title":{"rendered":"All You Need To Know About TCS On International Money Transfers (2026 Edition)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_TCS_on_International_Money_Transfers\"><\/span>What is TCS on International Money Transfers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Every time you send money abroad from India &#8211; whether for education, medical needs, travel, investments, or even a family gift &#8211; there is a tax component built into the process known as Tax Collected at Source (TCS). This is not paid separately; it is collected by the bank or authorised remittance service provider at the time the transaction is processed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Changed_in_Budget_2026_Quick_Overview\"><\/span>What Changed in Budget 2026? (Quick Overview)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here\u2019s a clear and structured view of TCS rates under the Liberalised Remittance Scheme (LRS) to help you understand how much tax applies when sending money abroad: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Education (Funded by Education Loan):<\/strong> <strong>0% TCS<\/strong> &#8211; No tax is charged on any amount.<\/li>\n\n\n\n<li><strong>Education (Self-Funded):<\/strong> No TCS up to \u20b910 lakh, and 2% TCS on the amount exceeding \u20b910 lakh.<\/li>\n\n\n\n<li><strong>Family Maintenance Abroad:<\/strong> No TCS up to \u20b910 lakh, and 20% TCS on the amount exceeding \u20b910 lakh.<\/li>\n\n\n\n<li><strong>Gifts, Investments, and Other Transfers:<\/strong> No TCS up to \u20b910 lakh, and 20% TCS on the amount exceeding \u20b910 lakh.<\/li>\n\n\n\n<li><strong>Overseas Travel Packages:<\/strong> 2% TCS on the full amount, applicable from the first rupee with no minimum threshold.<\/li>\n<\/ul>\n\n\n\n<p>TCS on international remittances from India is purpose-based and threshold-driven, not a flat rate. While most categories apply TCS only after crossing \u20b910 lakh in a financial year, overseas tour packages are an exception, where 2% TCS applies on the entire amount.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-fbb3c1f2 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group alignwide has-base-2-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-6f90b940 wp-block-group-is-layout-constrained\" style=\"border-radius:16px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--40)\">\n<div style=\"height:var(--wp--preset--spacing--10)\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\"><span class=\"ez-toc-section\" id=\"Need_to_pay_your_university_fees_and_living_expenses_abroad\"><\/span>Need to pay your university fees and living expenses abroad?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Make international money transfers easier than ever! Enjoy no paperwork, secure &amp; swift transfers, and real-time tracking.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.417), 18px);font-style:normal;font-weight:700\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/remit.moneyhop.co\/?utm_source=blogpost&amp;utm_medium=inlinecta3&amp;utm_campaign=organicreferral&amp;utm_content=Pay%20now\" style=\"padding-right:35px;padding-left:35px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pay Now<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:var(--wp--preset--spacing--10)\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-horizontal is-content-justification-center is-layout-flex wp-container-core-group-is-layout-4f21af39 wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--30)\">\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.hop.moneyhop\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"764\" height=\"227\" src=\"https:\/\/hop-api.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/get_google_play_app.png\" alt=\"\" class=\"wp-image-5154\" style=\"width:auto;height:65px\" srcset=\"https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/get_google_play_app.png 764w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/get_google_play_app-300x89.png 300w\" sizes=\"auto, (max-width: 764px) 100vw, 764px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/apps.apple.com\/in\/app\/hop-remit-send-money-abroad\/id1526102800\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"764\" height=\"227\" src=\"https:\/\/hop-api.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/download_app_store_appv2.png\" alt=\"\" class=\"wp-image-5153\" style=\"width:auto;height:65px\" srcset=\"https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/download_app_store_appv2.png 764w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2024\/06\/download_app_store_appv2-300x89.png 300w\" sizes=\"auto, (max-width: 764px) 100vw, 764px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"TCS_Rate_Table_As_per_Latest_Budget_2026_Update\"><\/span>TCS Rate Table (As per Latest Budget 2026 Update )<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Purpose of Remittance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>TCS Rate<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Exemption Threshold<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Education (via loan from FI)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">No cap<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Education (self-funded)<\/td><td class=\"has-text-align-center\" data-align=\"center\">2% above INR 10 lakh<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 10 lakh\/year<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Medical treatment abroad<\/td><td class=\"has-text-align-center\" data-align=\"center\">2% above INR 10 lakh<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 10 lakh\/year<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/www.moneyhop.co\/blog\/tcs-on-foreign-tour-packages\/\" target=\"_blank\" rel=\"noreferrer noopener\">Overseas tour packages<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">2% flat<\/td><td class=\"has-text-align-center\" data-align=\"center\">No exemption cap<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Other remittances (gifts, investments)<\/td><td class=\"has-text-align-center\" data-align=\"center\">20% above INR 10 lakh<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 10 lakh\/year<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lets_Make_This_Practical_Examples\"><\/span>Let\u2019s Make This Practical: Examples<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>These real-life use cases explain how TCS on international money transfers is applied under the revised rules:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Education_via_Loan\"><\/span>1. Education via Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A student remits INR 15 lakh via an approved education loan:<br><strong>TCS = 0<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Education_self-funded\"><\/span>2. Education (self-funded)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A remittance of INR 20 lakh for tuition fees without a loan:<br><strong>2% of INR 10 lakh = INR 20,000 TCS<\/strong> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Medical_Remittance\"><\/span>3. Medical Remittance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>INR 12 lakh remitted for surgery:<br><strong>2% of INR 2 lakh = INR 4,000 TCS<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Investment_in_US_Stocks\"><\/span>4. Investment in US Stocks<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>INR 25 lakh remitted for investments:<br><strong>20% of INR 15 lakh = INR 3 lakh TCS<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Foreign_Tour_Package\"><\/span>5. Foreign Tour Package<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A holiday worth INR 15 lakh:<br><strong>2% of INR 15 lakh = INR 30,000 TCS<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Visualizing_the_Process_TCS_on_International_Money_Transfers_in_Action\"><\/span>Visualizing the Process: TCS on International Money Transfers in Action<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/hop-api.moneyhop.co\/blog\/wp-content\/uploads\/2023\/09\/TCS-on-International-Money-Transfers-A-Step-by-Step-Journey-of-Your-Funds.png\" alt=\"Infographic explaining the step-by-step process of TCS on international money transfers from India, including tax deduction, tracking, and refund claim under the Liberalised Remittance Scheme\" class=\"wp-image-7364\" style=\"width:650px\" srcset=\"https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2023\/09\/TCS-on-International-Money-Transfers-A-Step-by-Step-Journey-of-Your-Funds.png 1920w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2023\/09\/TCS-on-International-Money-Transfers-A-Step-by-Step-Journey-of-Your-Funds-300x169.png 300w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2023\/09\/TCS-on-International-Money-Transfers-A-Step-by-Step-Journey-of-Your-Funds-1024x576.png 1024w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2023\/09\/TCS-on-International-Money-Transfers-A-Step-by-Step-Journey-of-Your-Funds-768x432.png 768w, https:\/\/new-dev.moneyhop.co\/blog\/wp-content\/uploads\/2023\/09\/TCS-on-International-Money-Transfers-A-Step-by-Step-Journey-of-Your-Funds-1536x864.png 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"International_Credit_Card_Payments_%E2%80%93_Separate_Treatment\"><\/span>International Credit Card Payments &#8211; Separate Treatment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>International credit card spending continues to be treated differently from direct outward remittances under the Liberalised Remittance Scheme. As per the latest framework, eligible personal international card expenses within prescribed limits may not attract TCS in the same manner as bank-routed remittances, although regulatory oversight and reporting requirements continue to evolve.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_You_Claim_a_TCS_Refund\"><\/span>Can You Claim a TCS Refund?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Absolutely. If the <strong>TCS on international money transfers<\/strong> you pay is higher than your actual tax liability, you can claim it while filing your income tax return. Here\u2019s how:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check TCS entries in <strong>Form 26AS<\/strong> or the <strong>AIS<\/strong> portal.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Collect your <strong>Form 27D<\/strong> from the bank or remittance partner.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>File your ITR and adjust or claim the excess amount.<\/li>\n<\/ul>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/blog\/refund-of-tcs-on-international-remittance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn about the Refund of TCS on International Remittance \u2013 What it is and how to get it!<\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tips_to_Avoid_or_Reduce_TCS_Legally\"><\/span>Tips to Avoid or Reduce TCS Legally<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Planning your financial transactions smartly can help reduce your liability under <strong>TCS on international money transfers<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use <strong>education loans<\/strong> from RBI-recognized financial institutions.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep remittances within the <strong>INR 10 lakh limit<\/strong> per financial year.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Distribute remittances across eligible family members.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For eligible transactions, use <strong>credit cards<\/strong> instead of bank remittance (while this lasts).<\/li>\n<\/ul>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/blog\/how-to-avoid-tcs-on-foreign-remittances\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn How to Avoid TCS on Foreign Remittances in 2026 \u2013 Legally &amp; Smartly!<\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Use_HOP_Remit_by_moneyHOP_for_International_Remittance\"><\/span>Why Use HOP Remit by moneyHOP for International Remittance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When dealing with <strong>TCS on <a href=\"https:\/\/www.moneyhop.co\/international-money-transfer\" target=\"_blank\" rel=\"noreferrer noopener\">international money transfers<\/a><\/strong>, having the right partner matters. HOP Remit by moneyHOP is not just another remittance provider\u2014it\u2019s a full-stack digital platform built for transparency, efficiency, and affordability. Here\u2019s how we stand out:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transparent charges<\/strong> \u2013 You see the full fee breakdown, including TCS.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lowest transfer fees<\/strong> \u2013 No hidden forex markups.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Document repository<\/strong> \u2013 Upload tuition invoices, admission letters, and more in one place.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>24\/7 support<\/strong> \u2013 Human assistance when you need it.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Regulatory compliance<\/strong> \u2013 Fully aligned with RBI\u2019s LRS and TCS mandates.<\/li>\n<\/ul>\n\n\n\n<p>Whether it\u2019s university fees, family maintenance, or medical payments, <strong>HOP Remit<\/strong> gives you the best rates and the fastest experience.<\/p>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.moneyhop.co\/blog\/hidden-cost-of-international-money-transfer-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">See How HOP Remit Stands Apart from All Other Remittance Platforms!<\/a><\/em><\/strong><\/p>\n\n\n\n<p><strong>Ready to send money abroad the smart way?<\/strong><\/p>\n\n\n\n<p>Start your remittance now with <strong>HOP Remit by moneyHOP<\/strong> and experience transparent, swift &amp; secure cross-border payments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HOP_Remit_Enables_Money_Transfers_For_The_Following_Purposes\"><\/span>HOP Remit Enables Money Transfers For The Following Purposes:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Overseas Education &#8211; University Fees<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Overseas Education &#8211; Living Expenses<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Family Maintenance<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal Gift or Donation<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-004c7d93 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-47c06fe3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_pay_more_for_international_money_transfers_when_moneyHOP_is_here\"><\/span>Why pay more for international money transfers when moneyHOP is here?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul style=\"line-height:1.75\" class=\"wp-block-list is-style-checkmark-list\">\n<li>NO hidden fees&nbsp;<\/li>\n\n\n\n<li>ZERO convenience fees&nbsp;<\/li>\n\n\n\n<li>Real-time updates&nbsp;<\/li>\n\n\n\n<li>Lowest exchange rates<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-custom-font-size wp-element-button\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.hop.moneyhop\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.417), 18px);\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Download App<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-custom-font-size wp-element-button\" href=\"https:\/\/remit.moneyhop.co\/\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.417), 18px);\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Contact Us<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Way_Forward\"><\/span>Way Forward<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Understanding <strong>TCS on international money transfers<\/strong> isn\u2019t just about tax &#8211; it\u2019s about making smarter financial decisions. With evolving regulations, keeping track of thresholds, exemptions, and refund mechanisms is key. Whether you&#8217;re funding education, supporting family, or making global investments, knowing the TCS implications helps you avoid surprises.<\/p>\n\n\n\n<p>Platforms like <strong><a href=\"https:\/\/www.moneyhop.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">HOP Remit<\/a><\/strong> are making this journey easier. From transparent charges to compliance-ready transactions, they bring you peace of mind when it comes to cross-border money movement.<\/p>\n\n\n\n<p>Stay informed, plan strategically, and choose a partner that keeps you one step ahead.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is TCS on International Money Transfers? Every time you send money abroad from India &#8211; whether for education, medical needs, travel, investments, or even a family gift &#8211; there is a tax component built into the process known as Tax Collected at Source (TCS). This is not paid separately; it is collected by the [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2703,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[157,242,197,240,239,243,241],"class_list":["post-2694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-foreign-remittance-tax-india","tag-how-to-avoid-20-tcs","tag-international-money-transfer-from-india","tag-liberalised-remittance-scheme-2025","tag-tcs-on-international-money-transfers","tag-tcs-on-overseas-investments-and-travel","tag-tcs-refund-for-education-abroad"],"_links":{"self":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts\/2694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/comments?post=2694"}],"version-history":[{"count":16,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts\/2694\/revisions"}],"predecessor-version":[{"id":8563,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/posts\/2694\/revisions\/8563"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/media\/2703"}],"wp:attachment":[{"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/media?parent=2694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/categories?post=2694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new-dev.moneyhop.co\/blog\/wp-json\/wp\/v2\/tags?post=2694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}