Introduction: A Celebration That Travels Beyond Borders
Every festival, birthday, or graduation in Australia reminds thousands of Indian families of the physical distance, but sending gift money from India to Australia bridges that gap with love and support. With over a million people of Indian origin living in Australia as of 2025, cross-border gifting is both a heartfelt tradition and a financial reality.
This comprehensive guide shows you how to send gift money to Australia from India securely, affordably, and without unnecessary delays or surprises. We’ll also explore key tax rules, document requirements, limits under the LRS, and the smartest tools to make your transfer seamless.
India-Australia Economic Cooperation in 2025
India and Australia are witnessing one of their strongest bilateral trade phases under the India-Australia Economic Cooperation and Trade Agreement (ECTA). Trade volume has jumped from USD 12.2 billion in 2020-21 to USD 24 billion in 2023-24. On the financial side, real-time payment networks like Project Nexus are reshaping how quickly and affordably funds move between countries.
This growing partnership makes it even easier and safer to send gift money to Australia from India through trusted digital platforms.
Need to pay your university fees and living expenses abroad?
Make international money transfers easier than ever! Enjoy no paperwork, secure & swift transfers, and real-time tracking.
This comprehensive guide shows you how to send gift money to Australia from India—securely, affordably, and without unnecessary delays or surprises.
Best Ways to Send Gift Money to Australia from India
1. Money Transfer Platforms (e.g., HOP Remit)
If speed, safety, and cost are your top priorities, platforms like HOP Remit are ideal. Built for international gifting, these services offer transparent exchange rates, real-time tracking, and transfers completed in as little as 24 hours.
Why choose it? Competitive exchange rates, low fees, 24/7 accessibility, and full compliance with RBI’s guidelines make this the top choice.
2. Wire Transfers via Banks
Bank-based transfers are reliable but slower, usually taking 3-5 days. Fees are often higher and the exchange rates less favorable.
Tip: Ask your bank for a complete breakdown of fees and markup over the interbank rate before confirming.
3. Gift Cards
Want a personalized yet digital option? E-gift cards can be sent via email and redeemed for purchases in Australia. This eliminates the need for cash or bank transfers altogether.
4. Certificates of Deposit (CDs)
Ideal for long-term savings or planned gifting. You can gift a CD issued by an Indian bank, which the recipient can encash at maturity. These are less flexible but offer decent interest returns.
5. Cash or Demand Drafts
Sending cash via mail or courier is not recommended. Demand drafts are more secure but outdated and slow.
Check the live exchange rates here
Quick Comparison of Options
| Method | Speed | Exchange Rate | Fees | Convenience | Security |
| HOP Remit | 24-48 hours | Competitive | Low | High | High |
| Bank Transfers | 3-5 days | Moderate | High | Moderate | High |
| Gift Cards | Instant | N/A | Moderate | High | Moderate |
| CDs | 1-5 years | N/A | Low | Low | High |
| Demand Drafts/Cash | 5-10 days | N/A | High | Low | Low |
Documents Required to Send Gift Money from India to Australia
Here’s what you’ll typically need to send gift money abroad:
- Valid passport or government-issued ID (PAN/Aadhaar)
- Gift declaration letter
- Recipient’s bank details (name, address, account number, SWIFT code)
- Proof of relationship if remitting to a close relative
Taxation and Limits: What You Must Know
Under India’s Liberalized Remittance Scheme (LRS), residents can send up to USD 250,000 per financial year abroad for permitted purposes, including gifts.
| Purpose | TCS Rate & Threshold |
| Education (Loan-Based) | 0% |
| Education (Self-Funded) | 5% above ₹10 lakh |
| Medical Treatment | 5% above ₹10 lakh |
| Gift/Other Remittances | 20% above ₹10 lakh per financial year |
Note: TCS applies even when sending to close relatives like your son or daughter abroad.
How to Send Gift Money to Australia from India Using HOP Remit?
- Sign Up: Create an account using your mobile number and email.
- Input Details: Choose ‘Gift’ as your transfer reason. Enter the amount and recipient’s details.
- KYC Check: Complete digital KYC using PAN/Aadhaar.
- Upload Docs: Submit a gift declaration and recipient ID or relationship proof.
- Make Payment: Choose from net banking, card, or UPI. Done in minutes.
Sending gift money to Australia from India has never been simpler.
Who Is a Close Relative for Tax Purposes?
Under Indian tax law, the following are classified as close relatives:
- Spouse
- Parents (including step-parents)
- Children (including step-children)
- Children’s spouses
- Siblings (including step-siblings)
Sending gift money to Australia from India to any of these individuals may not attract tax for the recipient, but TCS could still apply for the sender.
Why HOP Remit Stands Out?
- Lowest transfer fees in the category
- 24/7 availability, including weekends and holidays
- Best exchange rates, updated real-time
- Rate lock feature for 24 hours to hedge against market fluctuations
If you’re looking to send gift money to Australia from India securely and affordably, HOP Remit is your go-to solution.
Why pay more for international money transfers when moneyHOP is here?
- NO hidden fees
- ZERO convenience fees
- Real-time updates
- Lowest exchange rates
Conclusion: Send With Confidence, Celebrate With Joy
Sending gift money to Australia from India is no longer a complex task. With platforms like HOP Remit by moneyHOP, you can ensure your gesture of love travels quickly, securely, and economically. Whether it’s for a birthday, family celebration, or just to show care, send gift money to Australia from India with confidence and peace of mind.
Leave a Reply