Author: Karthik

Credit Score plays a vital role in determining the creditworthiness of an individual. Before determining whether or not to lend to an individual, the lender evaluates their credit score. A credit score also affects the loan amount and the interest rate payable on the loan by the borrower. In case if an individual has a…

This year has given everyone a crash course on the necessity to be equipped for unprecedented times. The Covid-19 outbreak that resulted in lockdowns, has added to the financial woes of most of us. With 2021 around the corner, you can turn a new leaf. A new year brings conviction and hopes to bring about…

India is one among the fastest developing economies across the world but the financial literacy amongst a common man is still limited and thus to some extent the general public makes investment decisions based on herd mentality resulting in some glaringly obvious financial mistakes. Six of these mistakes are: Not maintaining an emergency fund It…

Mankind has evolved tremendously. The fact that all facets of human lives have undergone astounding changes cannot be denied. One of these changes is the use of money and how we trade with each other. Once the concept of currency was established, the exchange of goods through the barter system collapsed. With time, the concept…